Iphone 6 Case & Screen guard

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Applications: Screen protection, fingerprint protection, drop guard, Smudge protection

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Relevant Background on Screen protector: "A screen protector is an additional sheet of material—commonly polyurethane or laminated glass—that can be attached to the screen of an electronic device and protect it against physical damage.." ("Screen Protector", https://en.wikipedia.org/wiki/Screen_protector)
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Relevant Background on Smartphone cases: "Mobile accessories include any hardware that is not integral to the operation of a mobile smartphone as designed by the manufacturer....Skins and design covers can serve for protection and personalization....where the metal and glass components of the device are exposed and vulnerable to damage. They are distinct from holsters, in allowing use of the device while in the case, but in many instances include a belt clip or other device giving it the functionality of a holster. They are made of hard plastic, rubber, silicone, leather, or adhesive-backed vinyl pieces. Vinyl material may be calendared or cast, with the latter being more expensive. Calendered vinyl is expected to only be used for short-mid duration (10 years), while cast vinyl is used on a more long-term basis. Calendered vinyl also tends to shrink in the heat and can be shaped into any form (above 80 degrees Celsius), and may fade in direct sunlight....Customized phone cases use custom printing. Different companies have different methods of printing on cases; some utilize sublimation, others Inkjet-printed skins, others dye-sublimation 3D printing methods..." ("Mobile Phone Accessories", https://en.wikipedia.org/wiki/Mobile_phone_accessories#Cases)
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Relevant Background on smudge and grease: "Usually, if any normal glass has fingerprints on it, trying to wipe it with nothing but a cloth will bring much different results – the grease spreads across the surface and just follows the cloth's strokes, without coming off completely – it generally needs some kind of cleaning solution to be completely cleaned off....This also helps the glass be more scratch resistant, as a reduced friction will cause dangerous materials to slide off the surface, rather than damaging it...How long it would take for your specific screen to shed off its grease protection could be highly individual. First, it depends on amount and type of usage; second, each human's body has varying levels of acidity to their sweat, and third, the method of bonding the coating to the glass, and the type of polymer used, is entirely up to every single manufacturer.."("Oleophobic coating – what it is, how to clean your phone, what to do if the coating wears off
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Relevant statistics on cracked screens - US: "Cracked screens were the most common form of damage, accounting for 29% of damaged smartphones, followed by scratched screens (27%) and nonworking batteries (22%).... American smartphone owners broke more than 50 million screens last year — nearly two every second — and spent $3.4 billion to replace them" ("Americans spent over $3 billion last year fixing their smartphone screens", https://www.google.com/amp/s/www.marketwatch.com/amp/story/guid/136301C8-ECE8-11E8-B45E-98311A65BC23)
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Global statistics on cracked screens: "The bottomline is that 50 percent of people globally have experienced a cracked smartphone screen at least once. Ironically the U.S. has the smallest overall percentage at 34 percent..Motorola also notes that 23 percent of those with cracked screens continue to use their phone, even after cutting their finger. Why don’t they do something about it? Many feel that the expense of fixing it isn’t worth it, so 43 percent of people don’t bother. They either continue using it or throw it away" ("How bad is the cracked smartphone screen epidemic? Motorola gives us the lowdown", https://www.digitaltrends.com/mobile/motorola-shattershield-cracked-smartphone-screen-survey/)
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Relevant Insurance coverage:
a. Liability for property damage
b. Personal property coverage for theft
c. Travel & health
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d. Business and data coverage
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Relevant Coverage: 
A. Auto Insurance - Comprehensive (All perils) 
B. Liability Insurance 
C. Travel and Health Coverage 
D. Life Insurance
E. Life Jacket, panic button, anti-drowning bracelet, GPS Tracker
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Location: North America

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