Washroom Hazard - Part 2 - FAQ's, Application, Background, Statistics & Insurance Coverage

Washroom Hazards

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Q: What is a shower curtain rod mount? How can one mount curtain rods on tiled mounts? How does one stop water from flowing outside the bath tub?

A: As shown in the video..

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Applications: Shower, Bath tubs

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Relevant Background: "Curtains can be used in shower or bathtub enclosures with two main purposes: to provide privacy and to prevent water from flooding or spraying outside the shower or bathtub area. Shower and bathtub curtains usually surround the bath inside the tub or shower area and are held up with railings or curtain rods high on the wall or ceiling. To accommodate the different types of bathtub shapes, railings can come in different sizes and are flexible in their design...Some people use two shower curtains: one that is inside the tub, which is mainly functional or decorative as well, and an outer shower curtain, which is purely decorative. The bottom portion of the inner curtain often comes with magnetic discs or suction cups which adhere to the bathtub itself...These curtains are usually made from vinyl, cloth or plastic..." ("Shower", https://en.wikipedia.org/wiki/Shower#Shower_and_bathtub_curtains")

Relevant Material: "Tenant sued landlord for negligence after he slipped and fell while stepping out of a combined bathtub/shower in his apartment after taking a shower. Tenant claimed that the wet and slippery condition of the floor was the result of landlord's failure to repair the brackets that held the shower curtain rod. The court granted landlord's request to dismiss the case without trial." ("Did Landlord's Failure to Fix Shower Rod Bracket Cause Tenant's Slip and Fall?", https://www.landlordvtenant.com/article/did-landlords-failure-fix-shower-rod-bracket-cause-tenants-slip-and-fall)

Relevant statistics on slip & fall: "Over 540,000 Slip-Fall injuries, requiring hospital care, occur in North America each year. Slip-Falls account for over 300,000 disabling injuries per year in North America.... Slip-Falls are the number one cause of accidents in Hotels, Restaurants and Public Buildings; 70% occur on flat and level surfaces... There are social burdens related to this problem, including Worker’s Compensation claims over $1.8 Billion per year – i.e. 40% of all accident claims paid out. Worker’s Compensation and Liability Insurance Rates are increasing on the average of 30% per year..The total expense resulting from slip-fall injuries alone is a $100 million per day problem." ("Slip Fall Statistics", https://gfsngroup.com/slip-fall-statistics/)
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Relevant Article: " Water leaks are a common cause of water damage inside homes. If your basement ceiling is leaking, you must locate the source of the leak and repair it to avoid potentially serious problems." ("A Leak in a Basement Ceiling", https://www.hunker.com/13406738/a-leak-in-a-basement-ceiling)

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Relevant statistics: "Water is the most common cause of damage and accounts for 50% of home insurance claims costs, Desjardins Group said Thursday.. water damage is responsible for 48% of Canadian home claims, ahead of theft and fire, which made up 18% and 4% of total claims, respectively.. But 43% didn’t know how to prevent this type of damage (which could include steps such as sealing cracks, checking the backwater valve to avoid sewer backup and extending downspouts to prevent water seepage).("How many Canadians actually understand water damage coverage?", https://www.canadianunderwriter.ca/insurance/many-canadians-actually-understand-water-damage-coverage-1004149526/

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Relevant Insurance coverage:

a) Personal property coverage,

b) Liability coverage for body injury or property damage; Liability of a bailee for water damage, liability torts for landlord and tenants, liability of children

c) Travel & Health

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Q: What is the difference between translucent and transparent light bulbs? Which one does one use for the washroom?
A: As shown in the video...
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Relevant Background: "An electric light is a device that produces visible light from electric current. It is the most common form of artificial lighting and is essential to modern society,^[1] providing interior lighting for buildings and exterior light for evening and nighttime activities. In technical usage, a replaceable component that produces light from electricity is called a lamp.^[2] Lamps are commonly called light bulbs; for example, the incandescent light bulb.^[3] Lamps usually have a base made of ceramic, metal, glass, or plastic, which secures the lamp in the socket of a light fixture. The electrical connection to the socket may be made with a screw-thread base, two metal pins, two metal caps or a bayonet cap...("Electric Light", https://en.wikipedia.org/wiki/Electric_light )

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Relevant Statistics on Injuries: "In Canada over 42,000 workers get injured annually due to fall incidents. This number represents about 18% of the "time-loss injuries" that were accepted by workers' compensation boards or commissions across Canada (based on statistics from Association of Workers' Compensation Boards of Canada, 2016)...." ("Prevention of Slips, Trips and Falls", https://www.ccohs.ca/oshanswers/safety_haz/falls.html)
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Relevant material on translucent bulbs: "How much light is needed in the bath? The answer depends on the person and the task they’re performing. For someone just waking up and shuffling in to the water closet, 10 foot candles (fc) might be plenty. After a shower, when it’s time to shave, 100fc is probably needed for better visibility..... Since the bathroom is sometimes used in the middle of the night, it’s critical to provide some, but not too much, light by which to safely maneuver. When the eyes are adjusted to darkness, as they are when waking up from a sound sleep, very few footcandles are needed. (A full moon is just .01fc!) Flipping on bright overhead lights will be blinding and disruptive. A 5-watt nightlight may be just right" ("7 Tips for Better Bathroom Lighting", https://www.proremodeler.com/7-tips-better-bathroom-lighting)

Relevant material on translucent bulbs: "How much light is needed in the bath? The answer depends on the person and the task they’re performing. For someone just waking up and shuffling in to the water closet, 10 foot candles (fc) might be plenty. After a shower, when it’s time to shave, 100fc is probably needed for better visibility..... Since the bathroom is sometimes used in the middle of the night, it’s critical to provide some, but not too much, light by which to safely maneuver. When the eyes are adjusted to darkness, as they are when waking up from a sound sleep, very few footcandles are needed. (A full moon is just .01fc!) Flipping on bright overhead lights will be blinding and disruptive. A 5-watt nightlight may be just right" ("7 Tips for Better Bathroom Lighting", https://www.proremodeler.com/7-tips-better-bathroom-lighting)
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Relevant Insurance Coverage:
a. Liability both personal and business for injury and property damage, liability of a bailee, liability for business operations like that of property management, liability of a landlord for management. and maintenance in case of a tenant claim for injury
b. Travel & health
c. Personal Property Coverage
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Q: What is a Teflon Tape? What does one use a tape for?
A: As shown in the video...
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Relevant Background: "Thread seal tape (also known as PTFE tape, Teflon tape, or plumber's tape) is a polytetrafluoroethylene (PTFE) film tape commonly used in plumbing for sealing pipe threads. The tape is sold cut to specific widths and wound on a spool, making it easy to wind around pipe threads. Thread seal tape lubricates allowing for a deeper seating of the threads, and it helps prevent the threads from seizing when being unscrewed.^[1] The tape also works as a deformable filler and thread lubricant, helping to seal the joint without hardening or making it more difficult to tighten,^[2] and instead making it easier to tighten.^[1]Typically the tape is wrapped around a pipe's thread three times before it is screwed into place. It is commonly used commercially in applications including pressurized water systems, central heating systems, and air compression equipment...Thread seal tape is appropriate for use on tapered threads, where the sealing force is a wedge action. Parallel threads may not seal effectively with or without tape, as they are intended to be sealed by a gasket...Thread seal tape is almost always applied by hand, although at least one machine is available for production wrapping of fittings....Thread seal tape is also commonly used in the stretching of body piercings, through a process known as taping, because it is inert and safe for this use. The wearer wraps a layer of tape around a plug and uses the jewellery, adding another layer every few days, thus gradually stretching the piercing...veruse or misapplication of thread seal tape may be a hazard. Excess application of tape can prevent mating threads from fully engaging, reducing the shear point of the threads. Combining thread seal tape with a pipe dope compound can also overload threads. Also, internal overhangs of loose material may constrict a joint or slough off and form a foreign body that could jam a valve seat. Therefore, use of tape as a thread sealant is generally not considered appropriate in fluid power (hydraulic) systems" ("Thread Seal Tape", https://en.wikipedia.org/wiki/Thread_seal_tape)

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Statistics on Bath Hazards & Injuries in Canada: "In 2017, falls in the home accounted for about 115,000 emergency department visits, making it the most common location for a fall, according to CIHI....And one of the main culprits is the bathroom, with all of its hard and slippery surfaces: More than 70 per cent of falls happen getting in and out of the tub." ("An often-overlooked risk, the science of slips and falls can be life-saving", https://www.google.com/amp/s/www.cbc.ca/amp/1.5012356)
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Relevant statistics on slip & fall: "Over 540,000 Slip-Fall injuries, requiring hospital care, occur in North America each year. Slip-Falls account for over 300,000 disabling injuries per year in North America.... Slip-Falls are the number one cause of accidents in Hotels, Restaurants and Public Buildings; 70% occur on flat and level surfaces... There are social burdens related to this problem, including Worker’s Compensation claims over $1.8 Billion per year – i.e. 40% of all accident claims paid out. Worker’s Compensation and Liability Insurance Rates are increasing on the average of 30% per year..The total expense resulting from slip-fall injuries alone is a $100 million per day problem." ("Slip Fall Statistics", https://gfsngroup.com/slip-fall-statistics/)

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Relevant Insurance Coverage:

a. Liability for property damage from water leaks, liability for slip and fall injuries

b. Tear out Coverage for damage to ceiling under a washroom

c. Travel & health

d. Broad property coverage both habitational and commercial Insurance coverage.

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Q: What are some applications of a washroom mat? How does one use one?
A: As shown in the video
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Applications: Washroom, Bathroom, Shower, Floor near a Sink
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Relevant Background: "A bath mat is used on the floor of a bathroom to provide a warm non-slip surface, and to absorb small amounts of water, much like a towel.." ("Mat", https://en.wikipedia.org/wiki/Mat)
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Statistics on Bath Hazards & Injuries in Canada: "In 2017, falls in the home accounted for about 115,000 emergency department visits, making it the most common location for a fall, according to CIHI....And one of the main culprits is the bathroom, with all of its hard and slippery surfaces: More than 70 per cent of falls happen getting in and out of the tub." ("An often-overlooked risk, the science of slips and falls can be life-saving", https://www.google.com/amp/s/www.cbc.ca/amp/1.5012356)
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Relevant statistics on slip & fall: "Over 540,000 Slip-Fall injuries, requiring hospital care, occur in North America each year. Slip-Falls account for over 300,000 disabling injuries per year in North America.... Slip-Falls are the number one cause of accidents in Hotels, Restaurants and Public Buildings; 70% occur on flat and level surfaces... There are social burdens related to this problem, including Worker’s Compensation claims over $1.8 Billion per year – i.e. 40% of all accident claims paid out. Worker’s Compensation and Liability Insurance Rates are increasing on the average of 30% per year..The total expense resulting from slip-fall injuries alone is a $100 million per day problem." ("Slip Fall Statistics", https://gfsngroup.com/slip-fall-statistics/)
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Relevant Article: " Water leaks are a common cause of water damage inside homes. If your basement ceiling is leaking, you must locate the source of the leak and repair it to avoid potentially serious problems." ("A Leak in a Basement Ceiling", https://www.hunker.com/13406738/a-leak-in-a-basement-ceiling)

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Relevant statistics: "Water is the most common cause of damage and accounts for 50% of home insurance claims costs, Desjardins Group said Thursday.. water damage is responsible for 48% of Canadian home claims, ahead of theft and fire, which made up 18% and 4% of total claims, respectively.. But 43% didn’t know how to prevent this type of damage (which could include steps such as sealing cracks, checking the backwater valve to avoid sewer backup and extending downspouts to prevent water seepage).("How many Canadians actually understand water damage coverage?", https://www.canadianunderwriter.ca/insurance/many-canadians-actually-understand-water-damage-coverage-1004149526/)