Step Ladder Maintenance

 

Step Ladder Maintenance

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Relevant Background: “A ladder is a structure designed for climbing that consists of two long side-pieces joined at uniform intervals by rungs or steps. It's important to use the right tool for the job, and that includes ladders, which come in different types and sizes for different applications. It's also important to exercise extreme caution while using a ladder, as a fall from a ladder can lead to serious injury and even death.Telescoping ladder Some common causes of ladder injuries include: mounting or dismounting the ladder improperly; losing one's balance; failing to set up the ladder properly; over-reaching while on the ladder; and mis-stepping while climbing or descending....
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Statistics Concerning Ladder Dangers: According to the World Health Organization, the United States leads the world in ladder deaths. Each year, there are more than 164,000 emergency room-treated injuries and 300 deaths in the U.S. that are caused by falls from ladders...Most ladder deaths are from falls of 10 feet or less. Falls from ladders are the leading cause of deaths on construction sites...Over the past decade, the number of people who have died from falls from ladders has tripled. Falls from ladders are the leading cause of ladder-related injuries, followed by using a ladder improperly, using a faulty or defective ladder, and simple carelessness....” ("Ladder Safety”, https://www.nachi.org/ladder-safety.htm)
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More statistics on Ladders - Canada: “In Canada, it is estimated that around 14,000 workers are injured annually due fall from height accidents, the majority of which involve ladders. There are also hundreds of injuries suffered by homeowners each year as the result of ladder accidents. The main reason for ladder accidents is the ladder slipping generally due to users overreaching or because the ladder is not properly secured....” (“In Canada, 14,000 people are injured annually as a result of falling from ladders”, https://www.laddergrips.com/ladder-accidents-in-canada)
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Relevant statistics on road debris: "Trucks with ladders and construction tools in the bed. Cars with mattresses bungeed to the roof. Sedans with large pieces of furniture sticking out of their open trunk. All of these vehicles have something in common: if unsecured, their cargo could become dangerous road debris...Road debris is anything that creates a safety hazard on the road, including fallen trees, deep puddles, exploded tires, and forgotten construction barriers. Road debris causes thousands of car accidents a year, and about two-thirds were caused by unsecured items falling off of vehicles... ("Road Debris Caused My Car Accident – Who is Liable?", https://hensleylegal.com/merrillville/road-debris-caused-my-car-accident-who-is-liable/)
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Relevant Insurance coverage:
a. Auto insurance: Liability both for body injury and property damage, DCPD, no fault, collision, upset, Omvac
b. Travel and health c. Liability both personal and business
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Relevant Coverage: 
A. Auto Insurance - Comprehensive (All perils) 
B. Liability Insurance 
C. Travel and Health Coverage 
D. Life Insurance
E. Life Jacket, panic button, anti-drowning bracelet, GPS Tracker
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Location: North America

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