Ladder Set up - FAQ's, Applications, Background, Statistics & Insurance Coverage


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Q: How may one inspect the ladder to meet the inspection prerequisites?
A: As shown in the video...
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Relevant Background: "A ladder is a vertical or inclined set of rungs or steps...Step ladder, a self-supporting portable ladder hinged in the middle to form an inverted V, with stays to keep the two halves at a fixed angle. Step ladders have flat steps and a hinged back...." ("Ladder", https://en.wikipedia.org/wiki/Ladder)
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Relevant Material on Ladder Inspection - Canada: "Inspect new ladders promptly upon receipt...Inspect ladders before each use...Check the condition of ladders that have been dropped or have fallen before using them again...Inspect ladders before storing to make sure they are in good condition to store, or need repair, replacement or remove from the site..." ("Ladders Inspection", https://www.ccohs.ca/oshanswers/safety_haz/ladders/inspection.html)

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Relevant Material on Ladder requirement - US: "All Ladders..The following rules apply to all ladders:..Maintain ladders free of oil, grease and other slipping hazards...Do not load ladders beyond their maximum intended load nor beyond their manufacturer's rated capacity..Use ladders only for their designed purpose...Use ladders only on stable and level surfaces unless secured to prevent accidental movement...Do not use ladders on slippery surfaces unless secured or provided with slip-resistant feet to prevent accidental movement. Do not use slip resistant feet as a substitute for exercising care when placing, lashing or holding a ladder upon slippery surfaces...Secure ladders placed in areas such as passageways, doorways or driveways, or where they can be displaced by workplace activities or traffic to prevent accidental movement. Or use a barricade to keep traffic or activity away from the ladder..Keep areas clear around the top and bottom of ladders..Do not move, shift or extend ladders while in use...Use ladders equipped with nonconductive side rails if the worker or the ladder could contact exposed energized electrical equipment..Face the ladder when moving up or down..Use at least one hand to grasp the ladder when climbing...Do not carry objects or loads that could cause loss of balance and falling..." ("Occupational Safety & Health Administration", https://www.osha.gov/Publications/ladders/osha3124.html)

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Relevant Statistics Concerning Ladder Dangers: "According to the World Health Organization, the United States leads the world in ladder deaths. Each year, there are more than 164,000 emergency room-treated injuries and 300 deaths in the U.S. that are caused by falls from ladders. Most ladder deaths are from falls of 10 feet or less. Falls from ladders are the leading cause of deaths on construction sites. Over the past decade, the number of people who have died from falls from ladders has tripled. Falls from ladders are the leading cause of ladder-related injuries, followed by using a ladder improperly, using a faulty or defective ladder, and simple carelessness....” ("Ladder Safety”, https://www.nachi.org/ladder-safety.htm)
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More statistics: “In Canada, it is estimated that around 14,000 workers are injured annually due fall from height accidents, the majority of which involve ladders. There are also hundreds of injuries suffered by homeowners each year as the result of ladder accidents. The main reason for ladder accidents is the ladder slipping generally due to users overreaching or because the ladder is not properly secured....” (“In Canada, 14,000 people are injured annually as a result of falling from ladders”, https://www.laddergrips.com/ladder-accidents-in-canada)
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Relevant statistics on road debris: "Trucks with ladders and construction tools in the bed. Cars with mattresses bungeed to the roof. Sedans with large pieces of furniture sticking out of their open trunk. All of these vehicles have something in common: if unsecured, their cargo could become dangerous road debris...Road debris is anything that creates a safety hazard on the road, including fallen trees, deep puddles, exploded tires, and forgotten construction barriers. Road debris causes thousands of car accidents a year, and about two-thirds were caused by unsecured items falling off of vehicles. ("Road Debris Caused My Car Accident – Who is Liable?", https://hensleylegal.com/merrillville/road-debris-caused-my-car-accident-who-is-liable/)
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Relevant Insurance Coverage:
a. Auto insurance: Liability both for body injury and property damage from road debris, DCPD, No fault, collision, upset, OMVAC
b. Travel and health
c. Personal and business liability for body injury or property damage from ladder accidents, liability of children, liability for pets who may have caused the accident directly or indirectly, liability of landlord for maintenance, liability of a tenant for betterment and improvements which may cause a ladder accident.
d. Travel & Health Coverage
e. Personal property Coverage
f. Contractor's Tools Floater

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