Emergency Water Shut Off Valve

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Applications: Emergency, Plumbing, Leaks, Overflow, Troubleshooting

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Relevant material on water shut off valves: "Water shutoff valves are located throughout your home. The most important is the main shutoff valve, which can turn off the water supply to your entire home. This valve is located either in the basement, on an exterior wall of the home, or in an underground box outside the home. Individual fixtures like toilets, sinks, and water heaters also have individual shutoff valves located near them. These valves are useful when plumbing repairs are necessary or when an emergency occurs, but they can also create their own problems. There are a few common problems that plumbers see year after year.


DRIPPY VALVES


If you leave a valve turned off for a long period of time and finally switch it back on, it is common for the valve to start dripping. To fix this drip you can try tightening the packing nut and turning the valve off and back on again a few times for the dripping to stop. If you still can’t stop the dripping, you’ll have to turn off the main valve and replace the drippy one completely. If the main valve is the one that’s dripping, you’ll need to turn off the street side valve before replacing it. If the street side valve needs replacement as well, you’ll have to call your water utility company to shut off the water supply at the curb.


BURST PIPE


It is common for homeowners to shut off their water if their homes won’t be in use for an extended period of time in the winter. This way, they don’t have to worry about pipes freezing. Unfortunately, the water between the spigot and supply shutoff valve frequently freezes in these scenarios, and the pipe can burst. This won’t leak, or even be noticeable, until the water is turned back on, so when you turn the water back on be sure to check for burst pipes or leaking around the valve.


SADDLE VALVES


Some old homes and plumbing fixtures may have saddle valves instead of regular shutoff valves. These T-handled devices are especially prone to leaks, and should be replaced with regular shutoff valves as soon as possible to prevent serious water damage....." ("THREE COMMON PROBLEMS WITH SUPPLY SHUTOFF VALVES", https://www.rotorooter.com/blog/plumbing/three-common-problems-with-supply-shutoff-valves/)


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Relevant Insurance coverage: 

a. Personal and Commercial Liability for body injury and property damage, liability of a landlord for maintenance, liability of  tenants and residence employees for negligence, liability of children, liability of a bailee


b. Commercial property named and broad form 


c. Habitational property coverages:

i. Tear out: "Coverage is provided for repair of walls, ceilings or other parts of the building which must be torn apart before water damage from plumbing, heating...or domestic appliances can be repaired"  (RIBO). However, other damages from domestic appliances  like "leaking of water from around hoses connected to household appliances are excluded" (RIBO)... Water damage may be insured by "Other Habitational forms" (Ribo)


d. Personal property:  Water damage to personal property is covered .... 


e. Seasonal dwelling fire and extended coverage: Water damage is covered .... 


f. Travel and health for slip and falls in hotels, motels, commercial facilities or rental properties ....

g. Installation floater for faucets 

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Location: North America

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